Westminster School District takes pride in offering a benefit program that provides flexibility for the diverse and changing needs of our employees. The District offers employees and their family members a full range of benefits. You choose the options that best meet your needs.
The Westminster School District health and welfare benefit package includes medical, dental, vision and life insurance coverage for full time employees
Medical & Prescription Drugs:
- Kaiser Permanente HMO Medical Plan
- Blue Shield HMO Medical Plan
- Blue Shield Traditional HMO
- Blue Shield Savenet HMO
- Blue Shield Trio HMO
- Blue Shield PPO Plan
- Standard Blue Shield PPO 80%
- Optional Blue Shield PPO 90%
- DHMO Dental Plan
- PPO Dental Plan
- MES Vision Low
- MES Vision High
Basic Life and AD&D:
Westminster School District pays for coverage in the amount of $20,000 for all eligible employees.
Employee Assistance Program:
The Employee Assistance Program (EAP) provides employees and their household members with free, confidential assistance to help with personal or professional problems that may interfere with work or family responsibilities and obligations. Services are available 24 hours a day, 7 days a week via a toll-free nationwide number. Employees and their household members can receive up to 6 counseling sessions per person, per problem, per year.
To access EAP benefits, go to www.anthemeap.com (Program Name: SISC) or you may call (800) 999-7222 to be immediately connected to an EAP counselor.
You may purchase individual policies from American Fidelity including Disability Income Insurance, Basic Cancer, Limited Benefit Accident Only Insurance, Life Insurance (term, whole and permanent) and 403(b) Tax Deferred Annuities (fixed and variable). For more information on these benefit options, contact American Fidelity Assurance at (866) 523-1857.
Expert Opinion Services:
Effective April 1, 2017, Advance Medical will replace expert opinion services previously provided by Grand Rounds. These services are available to all the subscribers and covered dependents enrolled in any SISC PPO, HMO, or Kaiser medical plan. Advance Medical can assist patients with medical conditions by providing answers to their healthcare questions and ensuring they are receiving the best possible care. Members may reach Advance Medical by phone 1-855-201-9925 or online at http://advance-medical.net/sisc/. See flyer located on the right for more information.
The District benefit cap (medical only) for per employee is -
|Employee + 1||$11,504||$10,863||$10,413|
|Employee + Family||$14,741||$14,100||$13,650|
If your benefit elections cost more than cap, the difference will be deducted from your paycheck in 9 payments beginning October 31, 2019 or November 10, 2019, as appropriate.
Paying for your coverage:
The Basic Life, AD&D and Employee Assistance Program benefits are provided at no cost to you and are paid entirely by Westminster School District. You and the District share in the cost of the Medical, Dental and Vision benefits you elect. The Voluntary benefits you elect will be paid by you at discounted group rates. Your Medical, Dental and Vision contributions are deducted before taxes are withheld which saves you tax dollars. Paying for benefits before‐tax means that your share of the costs is deducted before taxes are determined, resulting in more take‐home pay for you. As a result, the IRS requires that your elections remain in effect for the entire year. You cannot drop or change coverage unless you experience a status change.
Insurance Services - Ext 1027
Business Services Supervisor - Ext 1026
2019-2020 Benefit Information
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